1516 Carroll Ave, St Paul, MN 55104, USA| +1 651-433-6585
contact@financeprofitstream.com

At Finance Profit Stream ("we," "us," or "our"), protecting your personal and financial information is our highest priority. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit financeprofitstream.com or interact with our services at 1516 Carroll Ave, St Paul, MN 55104.

1. Information We Collect

We collect information you voluntarily provide when you fill out contact forms, subscribe to our newsletter, request a loan quote, or communicate with us via phone at +1 651-433-6585 or email at contact@financeprofitstream.com. This may include your name, email address, phone number, mailing address, employment information, income details, and financial goals. We also automatically collect technical information such as IP address, browser type, device identifiers, pages visited, time spent on site, and referral sources via cookies and similar technologies.

  • Personal Identifiers: Name, email, phone, address, date of birth (when required for loan applications).
  • Financial Information: Income, employment status, credit considerations, and service interests (only with explicit consent).
  • Technical Data: Cookies, log files, analytics, and device information to improve site performance.

2. How We Use Your Information

Your information is used solely to provide and improve our financial services:

  • To respond to inquiries, provide quotes for Personal, Credit, Mortgage, Wealth, Tax, and Insurance services, and schedule consultations.
  • To send newsletters and promotional content only if you have opted in — you may unsubscribe at any time via the link in any email or the Unsubscribe form on our site.
  • To personalize your experience, analyze site usage, prevent fraud, and comply with federal and Minnesota state regulations.
  • To fulfill legal obligations under the Gramm-Leach-Bliley Act (GLBA) and other applicable financial privacy laws.

We do not sell your personal information to third parties for their marketing purposes.

3. Sharing and Disclosure

We may share your information only in limited circumstances: with trusted service providers who assist in operating our website, processing applications, or sending communications (all bound by confidentiality agreements); with financial partners and lenders when you explicitly request a loan or insurance quote; when required by law, subpoena, or to protect our rights and prevent fraud; and with your consent. All sharing complies with Regulation P and our fiduciary duty of confidentiality.

4. Cookies and Tracking Technologies

We use essential cookies for site functionality and analytics cookies (such as Google Analytics) to understand how visitors use our site. You can control cookies through your browser settings. Disabling cookies may limit some features but will not prevent you from contacting us or requesting services. We also use pixels for newsletter open and click tracking to improve relevance. No sensitive financial data is ever stored in cookies.

5. Data Security

We implement administrative, technical, and physical safeguards including 256-bit SSL encryption, SOC 2-compliant hosting, access controls, and employee training. While we strive to protect your information, no electronic transmission is 100% secure. We encourage you to use strong passwords and notify us immediately of any unauthorized access. Data is retained only as long as necessary to provide services or as required by law (typically 7 years for financial records under federal retention rules).

6. Your Rights and Choices

You have the right to access, correct, or delete your personal information, opt out of marketing communications, and request details on data we hold about you. To exercise these rights, email contact@financeprofitstream.com or call +1 651-433-6585. California, Minnesota, and other state residents may have additional rights under CCPA/MCDPA — we honor all applicable opt-out and non-discrimination requirements. Unsubscribe requests are processed within 10 business days.

7. Children's Privacy

Our services are intended for individuals 18 years and older. We do not knowingly collect information from children under 13, and we will delete such information if discovered.

8. Third-Party Links

Our website may contain links to external sites (e.g., map embeds, social media). We are not responsible for the privacy practices of those sites and encourage you to review their policies.

9. Changes to This Policy

We may update this Privacy Policy periodically to reflect legal, technical, or business changes. The updated version will be posted with a new “Last Updated” date. Material changes will be notified via email to subscribers or a prominent notice on our homepage.

10. Contact Us

If you have questions about this Privacy Policy or wish to make a request regarding your data, contact us at:

Finance Profit Stream
1516 Carroll Ave, St Paul, MN 55104, USA
Phone: +1 651-433-6585
Email: contact@financeprofitstream.com

Newsletter Note: Subscribing and unsubscribing to our newsletter is managed via your email address stored locally for demonstration. In production, this is handled via our secure email service provider with double opt-in and one-click unsubscribe compliance with CAN-SPAM.